About the long-term savings program

10 November 2025, Monday

Did you know that Russia has a long-term savings program? What you need to know:

The long-term savings program allows you to save with government support.

• Funds can be used to purchase a home, support children's education or supplement your pension
• Minimum contribution to participate is 2000 rubles per year
• The government co-finances contributions up to 36000 rubles annually for the first 10 years
• Savings are invested through the selected non-state pension fund

Access to savings:

• After 15 years from the date of the agreement
• Upon reaching age 55 (women) or age 60 (men)
• In special life situations (expensive medical treatment, loss of a breadwinner)

To participate, you must select a non-state pension fund and sign an agreement.

Detailed information is available on the official website of the Ministry of finance of Russia.